Primary Checking
No monthly fee with a minimum balance of $750 for members age 54 or younger.
No monthly fee with a minimum balance of $500 for members age 55 or older. A $3 monthly service fee will be charged on balances brought below the minimum balance during the month.
Easy check reorder online
ATM or SMFCU VISA Debit Card with no monthly fee
Free access to Online Banking and Bill Pay
CU24 Network ATM with access through other participating credit unions nationwide
Co-op Shared Branching Network access to more than 5,600 locations from coast to coast
Courtesy Pay available up to $500 (subject to approval after 120 days)
Overdraft Loan protection up to $1,500 or overdraft from shares
For more information about our checking account services please call 601-450-4114
Direct Deposit
Student Checking
No monthly Fee
No minimum deposit
Free VISA Debit Card Transactions
ATM Card
Co-op Shared Branching Network with access to more than 5,600 locations from coast to coast
Courtesy Pay available up to $100 (subject to approval after 120 days)
Overdraft Protection from shares or loan
Easy check reorder online
Direct Deposit
Free access to Online Banking and Bill Pay
Prime Time Free Checking
Age 50 and over
With direct deposit or ACH deposit
NO MONTHLY FEE
No Minimum Balance
Free access to Online Banking and Bill Pay
With all of the advantages of our Primary Checking!
Express Free Checking
No Monthly Fee
No Minimum Balance
Free Visa Debit Card Transactions
Free Access to Online Banking and Bill pay
With All the Advantages of Our Primary Checking
No Checks are Allowed on this Account
Gold Club Checking
$5.50 per month under age 50
$4.50 per month for members age 50 and over
Easy check reorder online
No minimum balance required
Free Money Order
ATM or Debit Card with no monthly fee
Discounts on travel, vision care, entertainment, car rentals, maintenance discounts and theme parks
Free $10,000 AD&D insurance
Free access to Online Banking and Bill Pay
Co-op Shared Branching Network with access to more than 5,600 locations from coast to coast
Courtesy Pay available up to $500 (subject to approval after 120 days)
Overdraft Loan protection up to $1,500
Features |
Primary Checking |
Prime Time Checking |
Student Checking |
Gold Checking |
Monthly Fee |
$500 or more for 55+ $3 Dollar Monthly Service Fee if minimum balance is not met |
Age 50+ No minimum balance |
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Easy Check Reorder |
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ATM or SMFCU Visa Debit card with No Monthly Fee | ||||
Free Online Banking |
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Free Bill Pay | ||||
CU24 ATM Nationwide |
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Co-op Shared Branching Network |
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Courtesy Pay |
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Overdraft Loan Protection |