Primary Checking

  • No monthly fee with a minimum balance of $750 for members age 54 or younger.

  • No monthly fee with a minimum balance of $500 for members age 55 or older. A $3 monthly service fee will be charged on balances brought below the minimum balance during the month.

  • Easy check reorder online

  • ATM or SMFCU VISA Debit Card with no monthly fee

  • Free access to Online Banking and Bill Pay

  • CU24 Network ATM with access through other participating credit unions nationwide

  • Co-op Shared Branching Network access to more than 5,600 locations from coast to coast

  • Courtesy Pay available up to $500 (subject to approval after 120 days)

  • Overdraft Loan protection up to $1,500 or overdraft from shares

  • For more information about our checking account services please call 601-450-4114

  • Direct Deposit


Student Checking

  • No monthly Fee

  • No minimum deposit

  • Free VISA Debit Card Transactions

  • ATM Card

  • Co-op Shared Branching Network with access to more than 5,600 locations from coast to coast

  • Courtesy Pay available up to $100 (subject to approval after 120 days)

  • Overdraft Protection from shares or loan

  • Easy check reorder online

  • Direct Deposit

  • Free access to Online Banking and Bill Pay


Prime Time Free Checking

  • Age 50 and over

  • With direct deposit or ACH deposit

  • NO MONTHLY FEE

  • No Minimum Balance

  • Free access to Online Banking and Bill Pay

  • With all of the advantages of our Primary Checking!


Express Free Checking

  • No Monthly Fee

  • No Minimum Balance

  • Free Visa Debit Card Transactions

  • Free Access to Online Banking and Bill pay

  • With All the Advantages of Our Primary Checking

  • No Checks are Allowed on this Account


Gold Club Checking

  • $5.50 per month under age 50

  • $4.50 per month for members age 50 and over

  • Easy check reorder online

  • No minimum balance required

  • Free Money Order

  • ATM or Debit Card with no monthly fee

  • Discounts on travel, vision care, entertainment, car rentals, maintenance discounts and theme parks

  • Free $10,000 AD&D insurance

  • Free access to Online Banking and Bill Pay

  • Co-op Shared Branching Network with access to more than 5,600 locations from coast to coast

  • Courtesy Pay available up to $500 (subject to approval after 120 days)

  • Overdraft Loan protection up to $1,500

 

Features

Primary Checking

Prime Time Checking

Student Checking

Gold Checking

Monthly Fee
None with balances $750 or more for members 54 or less
$500 or more for 55+
$3 Dollar Monthly Service Fee if minimum balance is not met
None
Age 50+
No minimum balance
None
$5.50 per Month for members less than 50, $4.50 for members 50+
Easy Check Reorder
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ATM or SMFCU Visa Debit card with No Monthly Fee

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Free Online Banking
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Free Bill Pay
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CU24 ATM Nationwide
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Co-op Shared Branching Network
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Courtesy Pay
$500
$500
$100
$500
Overdraft Loan Protection
Up to $1500 or overdraft from shares
Up to $1500 or overdraft from shares
from shares or loan
Up to $1500 or overdraft from Shares