Automobiles and Motorcycles

SMFCU offers competitive rates on new and used automobiles. Up to 100% of NADA retail value on new and used year models and up to 100% of NADA trade value. Prior year models with less than 4,000 miles may be financed as a new auto.

Guaranteed Asset Protection (GAP) – When a vehicle is stolen or totaled in an accident, the financial results can be devastating. But MEMBER’S CHOICE Guaranteed Asset Protection (GAP) can help pay the difference between the insurance settlement and the outstanding loan balance, know as the “gap”. Low one time premium of only $308 can be added to the auto loan at the time of purchase or after the loan is first originated. Be sure to add this great benefit to your vehicle loan.